A Broker’s guide to starting 2026 with confidence

As 2026 approaches, insurance brokers across the UK are gearing up for a busy year ahead. The new year is the perfect time to review workflows, refine client services, and ensure your brokerage is ready to provide the best advice and cover to clients.

At BrokerCentral, we understand the challenges brokers face and provide tools and guidance to help streamline operations, manage client risks, and stay ahead in the market. Here’s our guide to preparing your brokerage for a successful 2026.

1. Review Your Client Portfolios

The start of a new year is an ideal time to check your clients’ policies and ensure everything is up to date.

Areas to review:

  • Client cover levels – Are sums insured still accurate after inflation or business growth?

  • Policy updates – Have clients acquired new assets, vehicles, or properties that need to be added?

  • Risk changes – Have clients changed business operations, expanded staff, or launched new services?

  • Renewals and gaps – Are there upcoming renewal dates or coverage gaps you need to address?

Modern broker management systems make it simple to access client details, track changes, and highlight areas needing attention.

2. Update Client and Business Information

Accurate client data is crucial for smooth policy management and claims handling. At the start of 2026, ensure all client information is current:

  • New business addresses or trading locations

  • Updated revenue, turnover, or fleet details

  • Additional employees or staffing changes

  • New or upgraded assets and equipment

  • Changes in risk exposure or trading activity

With BrokerCentral, you can quickly update client records, keep everything organised in one place, and ensure information is accurate across multiple policies, saving time and reducing administrative headaches.

3. Identify Emerging UK Risks for Your Clients

The UK insurance landscape is constantly evolving, and brokers play a key role in helping clients navigate new risks. For 2026, key areas to monitor include:

  • Cyber risks affecting businesses of all sizes

  • Extreme weather and flooding impacting property and contents policies

  • Rising rebuild and replacement costs

  • Supply-chain or business interruption risks

  • Regulatory changes in clients’ sectors

Using broker software with real-time reporting capabilities, you can identify exposures and recommend additional cover where needed.

4. Streamline Claims and Documentation

A smooth claims process enhances client trust and efficiency. Before 2026 kicks off:

  • Ensure client policy documents are accurate and easily accessible

  • Maintain up-to-date inventories and valuations for client assets

  • Confirm claims reporting procedures are clear and consistent

  • Keep emergency contacts and preferred suppliers readily available

BrokerCentral makes it simple to collate all your client documents, claims, and information in one easy-to-use system, helping you support clients quickly, reduce administrative overhead, and work more efficiently.

5. Optimise Operations and Cost Efficiency

The new year is a chance to improve your brokerage’s efficiency and profitability. Consider:

  • Reviewing software workflows and automation features

  • Bundling or consolidating client policies where appropriate

  • Identifying clients who may benefit from risk-management advice

  • Checking for potential cost savings or improved coverage options

  • Ensuring all renewals are tracked and actioned proactively

Modern insurance technology, like BrokerCentral, can save hours of admin and help you focus on providing expert client advice.  

6. Plan Ahead for Growth in 2026

If your brokerage plans to expand services, take on new clients, or add staff, early planning is essential. Key considerations include:

  • Onboarding processes for new clients and policies

  • Scaling software and broker management systems

  • Staff training on emerging risks or regulatory updates

  • Preparing marketing and advisory strategies for new sectors

Planning now ensures your brokerage starts 2026 organised, efficient, and ready for growth.

7. Leverage Broker Software to Work Smarter

The right technology is a broker’s best ally. Using BrokerCentral and integrated broker management systems helps you:

Technology allows brokers to spend more time advising clients and less time on paperwork.

Start 2026 Confidently as a Broker

The start of the year is the perfect moment to ensure your brokerage is ready for whatever 2026 brings. From reviewing client portfolios to streamlining workflows and embracing insurance technology, preparation is key to success.

With BrokerCentral, you can simplify policy administration, support clients effectively, and take full advantage of modern broker software, helping your brokerage start 2026 organised, efficient, and ready for growth.

Take action today and make 2026 your brokerage’s most streamlined and successful year yet.

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